Why Are Mold Claim Rates Rising?
Today, mold claim rates have sky rocketed. Compare the number of now to just twenty years ago and you’ll see the number of mold claims being filed as jumped significantly.
Here are 5 reasons why mold claims are rising :
- The public is more knowledgeable:
Perhaps 20 years ago, people didnâ€™t as readily know about mold as they do today. We werenâ€™t aware of its causes or risks, or that it could be prevented. Now, if mold is left untreated, the public is aware that there is negligence that can be claimed against another party.
Most people affected by mold want the responsible party to take action, and often a lawsuit is the only way to achieve that.
- Mold is more common than people realize:
Mold spores are present in every home and every building. It is impractical to eliminate all mold spores in the air, but it is not as impossible to prevent them from growing.
Even so, mold easily grows in moisture-filled areas such as between and on walls, in bathrooms, under floors, and under roofs.
- Moisture-related damage is common:
The Southern states deal with humidity every year, but areas that donâ€™t deal with humidity may be prone to natural disasters such as flooding.
In addition, it is common for damage to appear because of plumbing leaks, broken pipes, or inefficiently installed HVAC systems. Moisture is the number one cause of mold.
- Cross claims and counter claims:
Once a claim is filed, for instance, against a contractor, that contractor may in turn file a cross claim against another defendant, such as a subcontractor.
Anyone involved in a new construction project can be liable, from contractors to architects, and most everyone involved usually ends up having a claim against them.
Counter claims are when the defendant files a claim against the plaintiff, usually claiming that their own negligence caused the damage.
- People spend more time indoors:
Society is spending more and more time indoors, either working or relaxing at home.
As our culture strays away from spending more time outdoors, we will use more water indoors, bring more mold spores inside, and overall contribute more often to the conditions that enable mold to grow more readily.
Further Recommended Reading :
Joslyn from the MoldBlogger Team